PRIVACY POLICY
” Welcome to Dhanraaj Naresh Finance Pvt Ltd! We appreciate your trust in us and are committed to safeguarding your privacy. This Privacy Policy outlines how Dhanraaj Naresh Finance (“we,” “us,” or “our”) collects, uses, and shares your information when you access our website, or interact with our services.”
DHANRAAJ NARESH FINANCE PVT LTD recognizes the importance of maintaining your privacy. Dhanraajnareshfinance.com is committed to maintain the confidentiality, integrity and security of all information of its users. This Privacy Policy describes how dhanraajnareshfinance.com collects and handles certain information it may collect and/or receive from you via the use of this Website. This Privacy Policy applies to current and former visitors to our Website. By visiting and/or using our website, you are accepting and consenting to the practices described in this Privacy Policy. Your consent will be stored in our system for record purpose.
We respect your privacy. You are advised to please read the Privacy Policy carefully. By accessing the services provided by www.dhanraajnareshfinance.com, you agree to the collection and use of your data by www.dhanraajnareshfinance.com and you are authorizing us & our loan DSA partners to give you a call, SMS, IVR, & Whatsapp to offer you our services for the product you have opted for, imparting product knowledge, offering promotional offers running on website & offers offered by the associated third parties. You also authorize us to give you a call, SMS, IVR & WhatsApp from dhanraaj naresh finance & our loan DSA partners for the above mentioned purposes, the consent also overrides your current TRAI registrations.
By using or continuing to use the Website you agree to our use of your information (including sensitive personal information as defined under the Information Technology Act, applicable rules, notification etc.) in accordance with this Privacy Policy, as may be amended from time to time by the Website in its discretion.
What information we collect from you?
At Dhanraaj Naresh Finance, we collects various types of information from customers to helps us personalize and continually improve your experience on the Website. Here are the types of information we gather.
- We receive and store any information you enter on our Website or give us in any other way. You can choose not to provide certain information but then you might not be able to take advantage of many of our services and features. We neither collect nor store your biometric information.
- We may gather information about the devices you utilize to access our services, including device identifiers, IP address, browser type, operating system, and network information. We might receive information about you from other sources and add it to our account information
- We collect and retain information that you provide on our website or other means or as required by the product or services you have selected. This comprises your name, contact details (such as phone numbers, email addresses, mailing addresses), date of birth, gender, contact preferences, authentication data, financial information (such as credit worthiness data, bank details), and any other information necessary for delivering our services. While you may choose to withhold certain information, this may impact your ability to fully access our services and features. Please note, we do not collect or retain biometric information.
- Notwithstanding the fact that you have registered yourself under any DND/DNC or NCPR service, you still authorize the Company and its subsidiaries/affiliates to call you for the abovementioned purposes.
- It is made clear that the Company shall not be liable in any manner, for any defects or adverse consequences that may arise as a result of limited, incomplete, inaccurate or false Information provided by you.
How we use your personal information provided by you?
dhanraajnareshfinance.com collects your information that we collect for various purposes, including:
Service Provisioning: Facilitating account creation and authentication, delivering and managing our services, including loan-related activities such as loan application processing, eligibility assessment, and loan disbursal.
Personalization: Tailoring your experience by delivering targeted advertising and personalized content based on your interests, preferences, and previous interactions with our services.
Communication: Sending administrative and promotional communications, responding to your inquiries and requests, providing customer support, and notifying you about important updates or changes to our services.
Analytics: Analyzing usage data to improve our services, identify trends, measure the effectiveness of our marketing campaigns, and enhance the user experience.
Security: Protecting the security of our services and preventing fraudulent activities, unauthorized access, or other harmful actions.
Compliance: Fulfilling legal obligations and regulatory requirements, such as anti-money laundering laws, consumer protection regulations, and data protection laws.
You also agree and consent to us for collecting, storing, processing, transferring and sharing information (including sensitive personal information) related to you with third parties or service providers for the purposes as set out in this Privacy Policy.
Information sharing
dhanraajnareshfinance.com will not sell or rent or otherwise disclose your information for commercial purposes to anyone in a way that is contrary to the commitments made and/or other than as set forth in this Privacy Policy. However, we may share your information with third parties, employees, agents, business partners (including banks and NBFCs), Credit Information Companies (CICs), Service Providers with whom we have partnerships, and any affiliates, for purposes described within this Privacy Policy.
Additionally, we may share your information in connection with business transfers, mergers, acquisitions, or reorganizations, as well as with affiliates, business partners, or other trusted third parties for targeted advertising purposes. We may also disclose information when required by law, court order, or government request, or to protect our rights, property, or safety, or the rights, property, or safety of others.
Cookies
The cookies installed by the Company shall be exclusively for the purpose of retrieving Information from you which pertain to be useful for the purpose of improving the online experience of the Client. A cookie is a piece of data stored on the user’s computer tied to information about the user. Cookies shall have limited scope, either for the purpose of person enrolment/registration for imparting services, or for the provision of information pertaining to loans, mortgage, financing and financial instruments such as personal loans, home loans, unsecured business loans, and loans against property and other allied matters related to or connected therewith.
We use cookies for on our Website in order to personalize our service to you. By using our Website Application, user agree that these types of cookies can be placed on his/her device. User is free to disable/delete these cookies by changing his/her web browser settings. User can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our Website/ Mobile Application may be limited. You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to the Website.
You can manage your cookie preferences through your device or browser settings. Please note that disabling cookies may affect the functionality of our services.
Log files
Like most standard websites, the Company uses log files. This information may include, internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. The Company combines this automatically collected log information with other information which may be collected about you. This is done by the Company to improve the services offered by the Company to you, and to improve marketing, analytics or site functionality.
Third-Party Advertisers and Links to Other Websites
The Company uses third-party advertising companies to serve ads to you when you visit the Website/ Mobile Application. These companies may use information about your usage preferences (but not your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.
We use third-party service providers to serve ads on our behalf across the internet and sometimes on this Website. They may collect anonymous information about your visits to Website, and your interaction with our products and services. They may also use information about your visits to this and other Websites for targeted advertisements for goods and services. This anonymous information is collected through the use of a pixel tag, which is industry standard technology used by most major Websites. No personally identifiable information is collected or used in this process.
However, it is made clear that your interaction with any third party accessed through the Website/ Mobile Application is at your own risk, and the Company will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.
The Company reiterates that it is not responsible for the privacy practices of third-party websites, which the Company does not own, manage or control. We encourage you to carefully read the privacy policy of any website you visit.
Your Rights:
You have the right to access, update, and delete your personal information. You can also withdraw consent for marketing communications and request data portability. If you have any questions or concerns about your privacy rights or wish to exercise your rights, please contact us using the contact information provided below.
Children's Privacy:
We do not knowingly collect personal information from children under 18 years of age. If you believe that we have collected information from a minor without parental consent, please contact us to delete it.
Changes in privacy policy
Please note that this Privacy Policy may change from time to time. The Company reserve its right to change, modify or update this Privacy Policy at any time without notice. The Company shall not reduce your rights under this Policy without your explicit consent and expects most such changes to be minor. Regardless, the Company will post any Policy changes on this page and, if the changes are significant, we will provide a more prominent notice. If you have any questions or concerns about this Policy, please feel free to contact us any time at the contact details provided on this Website.
