Frequently asked Questions

Dhanraaj Naresh Finance Pvt Ltd

Dhanraaj Naresh Finance is an innovative one-stop-shop for all your financial needs, including Home Loans, Personal Loans, Credit Cards, Business Loans ,Balance Transfers and more.

Experience: Our team’s deep industry knowledge and extensive experience enable us to offer insightful financial solutions tailored to your unique needs.

Nationwide Presence: With a PAN India presence across 2000+ cities, we are dedicated to reaching every corner of the country to make financial assistance accessible to all.

Cutting-Edge Technology: Our internally developed Loan Calculator algorithm and algorithmic engines empower you with accurate, up-to-date, and forward-looking insights, aiding you in making informed decisions.

Customer-Centric Approach: You are at the heart of everything we do. Our customer-centric ethos drives us to prioritize your satisfaction and financial success.

There might be some charges while applying for any type of loan. These charges might differ from lender to lender.

Indian resident and citizen and should be 18 to 70 years of age

No. Gold Loans require you to provide gold as collateral, which is a liquid tangible asset. Even if you have a low credit score, banks are likely to give you a loan because your gold acts as a security and shields them from the risk of default.

Dhanraaj Naresh Finance Company offers a variety of loans including personal loans, home loans, auto loans, business loans, and education loans.

You can apply for a loan online through our website, visit any of our branches, or contact our customer service for assistance.

Eligibility criteria vary by loan type, but generally include age, income, employment status, and credit score. Specific requirements are detailed on our website or can be obtained from our customer service.

Required documents typically include proof of identity, address, income, and employment. Additional documents may be required based on the type of loan.

Loan approval times vary, but personal loans can be approved within 24-48 hours, while home and business loans may take longer due to additional documentation and verification processes.

Interest rates vary based on the type of loan, loan amount, tenure, and your credit profile. Current rates are available on our website or by contacting our customer service.

You can check the status of your loan application online through our website, via our mobile app, or by contacting our customer service.

Loan tenures vary by loan type. Personal loans typically range from 1 to 5 years, home loans from 5 to 30 years, and auto loans from 1 to 7 years. Specific tenures for business and education loans can be found on our website.

Missing a loan repayment can incur late fees and negatively impact your credit score. If you anticipate difficulty making a payment, please contact our customer service to discuss potential solutions.

Changing your loan repayment date may be possible, subject to terms and conditions. Please contact our customer service for assistance.

Yes, processing fees apply for various loans. These fees vary depending on the loan type and amount. Detailed fee structures are available on our website or from our customer service.

Loan amounts are typically disbursed directly into your bank account. In the case of home and auto loans, the amount may be disbursed directly to the seller or builder.

If your loan application is rejected, you can contact our customer service to understand the reasons and explore alternative options or reapply after addressing the issues that led to rejection.

You can contact us via our customer service helpline, email, or visit any of our branches. Contact details are available on our website.