To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.
Home Loan
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financed today!
- Instant digital sanctions
- Minimal documentation
- Funding upto 25 years
- 100% on-road funding
10
Monthly loan EMI: ₹24.28
Principal Amount
₹2,000
Interest Payable
₹914
Total Amount Payable
₹2,914.00
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- Minimal documentation
- Lowest interest rates
- Readily disbursement
- Multiple banks and NBFCs options
Features of Home Loan
All loans are not created equal, Home loan has become a great option for people to use.
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A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.
Home loan – Eligibilty and criteria
- Age: Must be 21 years or older at the time of loan application and up to 65 years or less at loan maturity
- Employment: Both for salaried and self employed
- Credit score: Credit score should be good
- Secured loan:This loan is secured against the value of your property and the property act as collateral.
- Loan amount: The loan amount is determined on the based on the value of the property you pledged and your income.
Documentation for Home loan
- Aadhaar card and PAN card of applicant
- Passport size photograph
- Co-applicant (aadhaar card and PAN card)
- Co-applicant (passport size photo)
- Property papers with link deed
- Recent electricity bill of property
For salaried individuals:
- 3 months latest salary slips and 2 years form-16
- 1 year bank statement
- Offer letter or serving letter
For self-employed individuals:
- Any business proof (depend upon nature of business)
- 2-3 years ITR
- Sanction letter and repayment schedule of existing loan (if applicable)
Apply for home loan and buy your dream house
with dhanraaj naresh finance
Wondering how to get instant loan for your financial needs?
Just follow these simple steps-
Just follow these simple steps-
1
Enter your details
2
Documentation and verification
3
We will Find best offers for you
4
Property verification
5
Property valuation
6
Approval
7
Set up your e-mandate
8
Easy disbursement
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